What Smart Investors Know Savvy investors take the time to separate emotion from fact. Share | Related Content Forecast The market is as unpredictable as the weather. We’d love to help you prepare. Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer. 5 Smart Investing Strategies Getting what you want out of your money may require the right game plan.